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Credit Card Companies Will Continue to Take Advantage of Consumers
REUTERS REPORTS THAT CREDIT CARD COMPANIES WILL CONTINUE TO MAKE “LUCRATIVE” RETURNS. Just in case you were worried that the new rules of the Obama administration might harm the credit card companies...
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Credit Card Issuers are Saying One Thing and Doing Another
THE WALL STREET JOURNAL BLOG REPORTED TODAY that “Card issuers are saying one thing and doing another” in response to the credit-card industry reforms that will take effect in February 2010. The post...
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What is a Credit Crunch?
A CREDIT CRUNCH IS A REDUCTION IN THE GENERAL AVAILABILITY OF LOANS, or even a sudden tightening of the conditions required to obtain a loan from the banks. Either scenario is not good for you and I....
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Is There Really A PrePaid “Credit” Card?
YOU MAY SEE ADVERTISING FOR PREPAID CREDIT CARDS, BUT THERE IS NO SUCH THING. In simple terms, a prepaid credit card is “not” a credit card at all, since the most elemental aspect of the card does not...
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Debt Settlement: Erase Debt Without Bankruptcy
CAN YOU TRULY “ERASE” DEBT? Are you over your head in debt? Can’t pay your bills? Are you getting harassed by collection calls? If so, you may be a candidate for a professional debt settlement service...
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FTC Consumer Protection for Credit Cards & Consumer Loans
THE FEDERAL TRADE COMMISSION IS A RESOURCE FOR CONSUMER RIGHTS. Click on the link below to access facts and reports about many practical and important matters to consumers like you and I, including...
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Good Credit-Card Customer? You’re Canceled.
CAN A CREDIT-CARD COMPANY CANCEL YOUR CARD AND NOT TELL YOU? The following excerpt is from a post on the Wall Street Journal about a person who had 4 Chase cards canceled at once without any notice....
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Credit Card Companies Increasing Their Fees For You and Me
TIRED OF CREDIT CARD FEES? Well, look out, because more are coming your way. USA Today reports a variety of ways that credit card companies are attempting to quietly integrate more fees for you and I...
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What’s The Difference Between a Credit Card and Debit Card?
CREDIT CARDS AND DEBIT CARDS LOOK THE SAME, BUT THEIR “DIFFERENCES” ARE MORE IMPORTANT. In real simple terms, when you buy anything with a credit card, you are using money you don’t have. When you buy...
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What’s the Difference Between a “Charge Card” and a “Credit Card?”
CHARGE CARDS AND CREDIT CARDS ARE NOT THE SAME THING (even though they look the same). The main difference between the two is that charge cards require that the user to make a purchase pay what is owed...
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